The following
is a partial list of programs offered by LynkFinancial.com
with a brief description of key elements.
Conventional Mortgages
Typically insured by private mortgage
insurance companies. Available for borrowers with as
little as 3% down payment with good to excellent credit.
Owner and Non-Owner Occupied properties up to 4 units.
VA Mortgages —
for Veterans only.
Insured by the Veterans Administration.
Owner occupied properties up to 4 units. Requires no
down payment. Good to excellent credit.
Jumbo Loans
Down payment as little as 5%. For
borrowers with good to excellent credit.
Subprime Loans —
for those borrowers with hard-to-prove sources of
income, limited funds for down payment, and/or poor
credit history
Loan amounts vary by investor. Interest
rates are typically higher than other loan types and
vary depending upon severity of credit problems and
other variables.
Equity Lines of Credit and
Fixed-rate Second Mortgage — for
borrowers with all types of credit
Allows the borrowers to use the built-up
equity in their homes to finance purchases or debt consolidation.
Reverse Mortgages
— for borrowers age 62 or older
Allows the borrower to use the equity
in their home to receive lump sum payments or monthly
income. Borrower must own the home outright or nearly
so. There is no monthly payment.
Commericial Mortgages -
SBA, Traditional and Non-Traditional loan programs.
Small, Medium and Large scale business products available.
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